Let’s consider a different angle on the age-old (and somewhat run-down) discussion we all love to hate. Join me on an adventure where we’ll be turning personal money management into a role-playing game (RPG)! Let’s call it an MM-RPG!

Through a series of posts we’ll be looking at:

• Why your income is like health, and expenses like taking damage,
• Why assets are your weapons and armour, and liabilities the penalty that comes with it,
• Why a personal budget is like a skills-tree,
• The rules of the game,
• And more!

For those of you unfamiliar with an RPG, let’s briefly cover the basics important for this series:

• In an RPG you play as a fictional character. You control the character’s movements, actions and interactions with others.
• The idea is to explore the world, find items of value, complete tasks and level up your character. The ultimate goal is to successfully reach the end. So this is not too different from life 😉
• Your character always has the following:
  • Health, known as Health Points (HP). When you take damage (for example by being hit by an enemy), your health reduces.
  • Equipment, which helps you to fight, survive and achieve your tasks.
  • Skills, which increase your ability to be successful. This depends on what areas you decide to focus on.
  • Maps, which help you see where you have been and where you need to go.

I hope you’ll join me on this epic quest, see you soon!

Francis

Image source: Battleheart (Mika Mobile)